Personal
Holiday Insurance.
It is important to us that your holiday is troublefree and enjoyable.
With this in mind we have, on your behalf, negotiated special arrangements
with PJ Hayman & Co. Ltd and certain underwriters at Lloyd’s,
London for Car Breakdown/Accident Recovery.
All members of your party and cars will be covered unless you delete
the insurance section on the booking form, or if they exceed the
limit of 75 years of age for Personal Accident cover. Cost details
are as shown on the booking form.
Cover for each person in your party:
1. PERSONAL LUGGAGE:
Up to £1,000
Up to £150 any single article
Up to £150 in total for all valuables
2. PERSONAL MONEY
Up to £150
3. PERSONAL ACCIDENT
Up to £5,000, (death)
Up to £10,000 (loss of limb or eye).
Up to £10,000 (permanent total disability)
4. HOSPITAL BENEFIT AND ASSOCIATED
EXPENSES
Up to £10,000 for additional accommodation or travel
expenses following injury or illness of one of your party. Hospital
benefit £10 per day, up to £200.
5. PERSONAL LIABILITY
Up to £1,000,000.
MAIN EXCLUSIONS:
Personal Luggage and Money. The first £40 of each claim. Unattended
luggage unless left in locked holiday accommodation or the locked
boot of a motor vehicle, provided there is evidence of forcible
entry. Cash unless on the person or in a locked security box. Personal
Accident, Hospital Benefit and Associated Expenses. The first £44
of each medical repatriation claim. Holidays booked against medical
advice or for the purpose of obtaining treatment. Taking part in
certain hazardous activities as detailed in the policy
YOU ARE AUTOMATICALLY COVERED FOR:
The cost of recovery and storage of the vehicle at a garage. Up
to £60 per day and £700 in all to hire a similar car
(or a replacement driver if the sole available driver in the party
is taken ill) to continue the holiday or return home. OR Second
class rail or coach fare to continue the holiday or return home.
Up to £35 per person per day for additional hotel accommodation
costs arising as a result of a breakdown. The cost of recovering
the disabled vehicle home or allowance for one person to collect
the car and drive home after repair. Subject to a total payment
limit of £2,500.
MAIN EXCLUSIONS 1. Breakdowns due to lack of petrol, oil, water
or frost damage or use of the vehicle for rally or other competition
purposes. 2. The actual cost of replacement parts. NB. At the start
of the holiday your vehicle must be in a roadworthy condition and
regularly serviced in accordance with the manufacturers recommendations.
This description of the insurance cover must be regarded only as
an outline. A full statement of cover will be sent with your booking
confirmation but a copy is available from the operator on request
before booking.
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